₹3 Lakh CTC: in-hand salary breakdown
Computed monthly in-hand salary for a ₹3,00,000 annual CTC under old and new tax regimes in India.
Computed salary breakup for an annual CTC of ₹3,00,000. Figures include employer contributions, employee deductions and both tax regimes.
CTC breakup
| Component | Amount |
|---|---|
| Annual CTC | ₹3,00,000 |
| Monthly CTC | ₹25,000 |
| Gross salary (per month) | ₹23,585 |
| Basic salary | ₹11,792 |
| HRA | ₹4,717 |
| Special allowance | ₹7,075 |
| Employer PF | ₹1,415 |
| Employer ESI | ₹0 |
| Employee PF | ₹1,415 |
| Employee ESI | ₹0 |
Estimated in-hand salary
Based on Karnataka professional tax, metro HRA assumptions and 50/20 basic/HRA split.
| Regime | Monthly in-hand |
|---|---|
| New tax regime | ₹22,170 |
| Old tax regime | ₹22,170 |
How this is computed
The calculation starts with the monthly CTC and back-solves to gross salary by removing employer PF and ESI. It then deducts employee PF, employee ESI, professional tax and TDS under the chosen tax regime. The old regime uses a sample HRA exemption; your actual exemption depends on rent paid and city.
Try the in-hand salary calculator for your exact salary structure.